THE LAWS HAVE CHANGED
In 2014 the Mexican government changed the insurance laws, requiring liability auto insurance coverage on all federal roadways for newer vehicles. Incrementally, older vehicles were included, until January 1, 2019, when the requirement became mandatory for all vehicles.
Legally, you must have auto liability insurance from a Mexican insurer, to drive your vehicle on Mexican roadways. A U.S. policy will not be accepted by Mexican authorities.
DID YOU KNOW?
Mexico Insurance is required. Many people are not aware that Mexico Insurance is needed when driving into Mexico as a tourist from the USA or Canada. You will also want to protect your vehicle in Mexico with Collision, Theft, Travel Assistance, Legal Aid and Bail Bond coverage.
WIILL MY U.S/ CANADIAN AUTOMOBILE INSURANCE POLICY PROTECT ME DURING MY TRIP INTO MEXICO ?
When driving in Mexico, you are required to have a Mexico liability insurance policy from a Mexico insurance company. And, in most cases, U.S. and Canadian full coverage auto policies do not cover your vehicle in Mexico
IS IT MANDATORY TO BUY MEXICO INSURANCE IN MEXICO?
No. In fact it’s better to purchase coverage before you get there; otherwise you will not be insured until you get your policy in Mexico. In addition, your policy may not be written in English; and you may not have access to bilingual claims adjusters.
CAN YOU BRIEFLY DESCRIBE ALL OF THE INSURANCE COMPANY WHOM YOU ARE DOING BUSINESS TRANSACTIONS?
We at Assuremex are doing business only with Mexico insurance companies who are all A-rated by A.M. Best. They have many years of experience in Mexico insurance, have a high rate of claims satisfaction and are financially stable. For more information please visit our partner pages: ABA, GNP, and El Aguila
INSURANCE COMPANY WITH WHOM WE CONTRACTUALLY REPRESENT ARE THE FOLLOWING:
El Aguila Compañía de Seguros
Parent Company: Great American Insurance Company part of American Financial Group, Inc.
A.M. Best Rating: A- (Excellent) Specialty: Auto Insurance
Grupo Nacional Provincial (GNP)
Parent Company: Grupo Nacional Provincial
A.M. Best Rating: A- (Excellent)
Specialty: Auto, RV, Travel Trailer, Commercial Insurance, Home Established: 1901
HOW CAN I VERIFY THE COVERAGE AFFORDED BY THE INSURER?
Any quote information by you must contains all the specific info in the declaration page questionnaire before a quote is submitted in writing to you:
- Date of entry in mexico
- Date of return to home u.s./ canada
- Details of the vehicle,type,model year,value,
- Limit of liability
- Towed unit if necessary
- Frequency visiting in mexico as fully describe in the questionnaire
- Reason of visit
- Are you only traveling to sonora and/or baja yes or no
- Do you currently have theft & collision coverage on your u.s./ canada current insurance policy
- If you have not answered all of the questions no quote cannot be produce.
Finally you will be able to See comparisons between each of the programs that ABA, El Aguila and GNP have to offer. If you need additional information